Planning for retirement is not something one should put off until a later date. The time to plan is NOW!

We all have seen the movies Avtaar from 1983, starring Rajesh Khanna and Shabana Azmi, and Baghban from 2003, starring Amitabh Bachchan and Hema Malini, where the parents sacrificed everything to nurture their children, only to be left uncared for when they grew old.

While we don’t mean to paint an ill image, one should always plan for contingencies. An unavoidable contingency of most people’s lifespan is the retirement days, when you don’t have a source of ample income to sustain your standard of life and take care of your health expenses, which then become relevant more than ever.

As you go into this phase of your life, enjoy the very best that life may have to offer, being as independent as ever!